What is the duration of a loan?

The term of your personal loan will depend on a range of factors, including your financial situation and the reasons you are taking out the loan. Most personal loans have a standard minimum term of 1 year, and can range up to a maximum of between seven and 10 years. However, it's important to remember that the longer the term of the loan, the more you will pay in interest.

How are repayments calculated?

Once you take out a personal loan, you'll be liable to make regular repayments. These repayments are calculated based on the full amount of your loan, as well as any related fees, the term of the loan, and interest rates.

What happens if your repayment is late?

There may be unexpected circumstances where you are late in making a loan repayment - sometimes this is unavoidable. However, it's important to know that most lenders will charge you for a late payment, so make sure you check the fine print when you sign up to the loan.

Personal Loans | Goulburn

Discover the unparalleled support and personalized service offered by First Rate Finance Brokers personal loans services in Goulburn and surrounding areas. We understand that your financial needs are unique, and our expert team is here to guide you through every step of the borrowing process.

Explore the advantages of our Personal Loans Services and take the first step towards achieving your financial goals.

Personal Loans Services

Tailored Solutions: Your financial goals are at the forefront of our services. We work closely with you to understand your unique needs and craft personalized loan solutions that align with your aspirations.

Competitive Rates: We leverage our extensive network of lenders to secure the most competitive rates for your personal loans. Our goal is to ensure that you receive the best possible terms to suit your budget.

Seamless Application Process: We believe in making your experience as smooth as possible. Our streamlined application process simplifies the borrowing journey, allowing you to access the funds you need without unnecessary delays.

Expert Guidance: Navigating the personal loans landscape can be daunting. Our team of experienced professionals is here to provide expert guidance, answer your questions, and ensure you make well-informed financial decisions.

Versatile Financing Options: Whether you're buying your first home, consolidating debt, planning a major purchase, or need funds for unexpected expenses, our range of financing options caters to diverse needs. We offer flexibility to suit your unique circumstances.

How We Can Help

At First Rate Finance Broker, we have access to over 50 lenders including major banks and non-bank lenders.

Our team will help you secure the most competitive loan solution, then guide you through every step of the loan process.

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What does a broker do?

A broker is the matchmaker between you and potential lenders. Our job is to work on your behalf, to find the financial product that best fits your needs, offering advice and guidance along the way. We do the legwork, from start to finish
When should I refinance?

If you haven't checked your home loan rates for over 6 months, you are likely to make some solid savings by switching your home loan. What was your ideal fit years ago, may not be working as hard for you now. Contact us to have your options explored for you, and to find out if it is a good time to refinance.
How much deposti will I need?

There are many state and government grants and schemes, alongside lenders who offer a wide variety of products to suit many different circumstances, some with as little as a 5% deposit, or even a family guarantee. Get in touch so that we can find a solution for you

Personal Loans | Goulburn

Personal Loans Services

How We Can Help

At First Rate Finance Broker, we have access to over 50 lenders including major banks and non-bank lenders.

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Our team will help you secure the most competitive loan solution, then guide you through every step of the loan process.